Relocation Runway Calculator
How long would your money last if you moved abroad?
Pick a destination, enter your liquid assets, get a runway in months at that country’s actual cost of living. Same math fjordFIRE runs every month inside the app.
Enter your liquid assets and monthly expenses to see your runway.
Compare up to 10 destinations · inflation-adjusted runway · joint-household splits
How the runway is calculated
Your runway is the simplest honest answer to the question “could I move there if I had to?”: your liquid assets, converted into the destination’s currency, divided by what one month costs in that country. The result is months of coverage at today’s prices.
The monthly-cost estimate comes from the World Bank’s purchasing-power-parity data (the indicator most economists use to compare price levels across countries), anchored at roughly $3,500/month for the “Comfortable” tier at US price levels, then scaled by each country’s PPP-derived price level, so the same lifestyle in Lisbon costs much less than in Oslo. The Lean tier is 70% of Comfortable; Premium is 170%. Extra household members scale the figure using the OECD-modified equivalence scale: each additional adult adds 0.5, each child adds 0.3.
You can always type your own monthly figure in; the World Bank estimate is a starting point, not the answer. Country-level data lags 1–4 years for some places, which the calculator flags when it does.
How to read the result
Five status bands, the same ones the full app uses for its monthly check-ins:
- Excellent: 24+ months. Move on your own terms.
- Good: 12–24 months. First year fully covered.
- Adequate: 6–12 months. Enough to land and find your footing.
- Limited: 3–6 months. Emergency exit only.
- Insufficient: under 3 months.
What this calculator deliberately does not do
It uses country-level cost data, not city-level. Oslo is more expensive than Bergen; Lisbon is cheaper than Cascais. It also ignores taxes at the destination, visa rules, healthcare costs that vary by status, and income you might earn after moving. This is a pure drawdown calculation against your existing liquid assets.
It also doesn’t adjust for inflation at the destination. The full version of this in fjordFIRE does: it models a real compound drawdown using the destination country’s actual inflation rate, so a 24-month runway today might be a 21-month runway by the time you move.
What the full version adds
- Up to 10 destinations side-by-side, ranked by runway.
- Inflation-adjusted runway using each destination’s real inflation rate.
- Joint-aware household math: a 50/50 brokerage gets split per owner.
- Recalculated monthly with every check-in. Your runway moves with your savings, your FX, and your destination’s prices, automatically.
- Connects to the rest of your plan: your FIRE date, your safety net, your check-in history. One picture, not five spreadsheets.
Waitlist open. Cohorts onboarding now; the next opens before public launch. We’ll be in touch within a week of signup. Join the waitlist →
Go deeper: Lesson: Cost of Living Arbitrage →
Try the companion calculator: What’s your FIRE number? →
How we think about the numbers behind every figure: The method →
A calculator answers one question. fjordFIRE keeps the whole picture updated every month.